Member Protection & Insurance Update – January 2026
FOOTBALL NSW INSURANCE PROGRAM UPDATE 2026
Football NSW Club Insurance Summary
The Football NSW Limited Insurance Program has been arranged by Football NSW on behalf of all affiliated Associations, Clubs, Referee Branches and all participants.
Click here for the FNSW Club & Association Insurance Program Summary 2026
Football NSW Personal Accident Insurance 2026
The Personal Accident Insurance aligns with the National Insurance Program and provides cover for Capital Benefits, Non-Medicare Medical expenses, Loss of Income and other policy benefits for all registered participants, including players, team officials, match officials, club officials, and official volunteers.
Click here for the FNSW Participant Insurance Program Summary 2026
Injury Claims
Lodging claims remains via the Gow-Gates Football Claims Portal, with the Club Declaration form still to be downloaded by the claimant and then signed by the club to confirm the injury was sustained during official participation and to confirm the claimant was registered at time of injury. Once signed by the club, the Club Declaration is returned to the participant for uploading into the claims portal.
Further information Football NSW Insurance website
Optional Loss of Income Top Up Cover
An additional optional Top Up Cover is available again in 2026 to registered players and non-playing officials up to a maximum benefit of $500 per week, or $750 per week (whichever is nominated at the time of purchase).
Further information Optional Personal Injury Top Up Cover
RISK MANAGEMENT & INJURY PREVENTION
These risk management and injury prevention resources are provided for clubs and associations in preparation for the 2026 season.
- Match Day Inspection Checklist
- Duty of Care
- Risk Management
- Personal Accident Insurance
- Football Australia Perform+ Injury Prevention Program
DEFIBRILLATORS & FIRST AID
Defibrillators are important life-saving devices, and many lives have been saved in football with quick and effective CPR in conjunction with the use of an Automated External Defibrillator (AED). At the start of every season and at regular intervals, clubs should check that the battery and AED pads have not expired and the defibrillator is fully operational.
Club and team First Aid Kits should also be checked and refilled to ensure that they are ready for the season start.
Click here for the St John Ambulance AED maintenance checklist
Click here for the Football NSW First Aid & Defibrillator webpage
NSW WORKING WITH CHILDREN CHECK
Compliance with the WWCC is mandatory requirement in NSW and applicable to all sport organisations and individuals who work or volunteer with children under 18 years.
Your club must ensure that it has obtained and verified the WWC Numbers of all of your club’s workers and volunteers in the WWC online system and kept a record of those verification details.
Resources:
Further information Football NSW Working with Children Check webpage
NSW CHILD SAFE STANDARDS
Compliance with the Child Safe Standards is a mandatory requirement in NSW for all sport clubs, associations, branches, referee branches and organisations.
Resources available for clubs include:
- Child Safe Standards – Club Self-Assessment
- Child Safe Standards – Getting Started
- What are the 10 Child Safe Standards
Further information Football NSW Safeguarding webpage
